- Step 1
Apply in ~5 minutes
Tell us about you, your property, and your business. Our streamlined application takes about 5 minutes — no paperwork required up front.
- Step 2
See your offers — no hard credit pull
We instantly check available offers using a soft credit inquiry. Reviewing your options will not affect your credit score.
- Step 3
Verify & finalize
Securely upload supporting documents like recent business bank statements. Our team reviews everything and prepares your final terms.
- Step 4
Get funded
A representative will reach out and walk you through the final steps with the bank to get funded. No appraisal required — typically about 7 days start to finish.
Why borrowers choose HomeLine
Fast
Decisions in minutes, funding in days.
Secure
Bank-level encryption end-to-end.
Transparent
See your rate and terms before you commit.
Soft pull
Checking offers won't impact your credit.
Available terms
Flexible options designed around your business cash flow.
Term Lengths
10 · 15 · 20 · 30
year terms
APR Range
6% – 12%
based on credit & equity
Structure
Revolving Line
draw as you need it
Ready to see your offers?
It takes about 5 minutes. Checking your offers will not affect your credit.